Trucking insurance in Texas is important for anyone involved in the transportation industry. As with any business, it’s important to have coverage that meets your specific business needs, but it’s also important to protect your employees. Here’s a closer look at some coverage that may be fundamental for your transportation and trucking business.
Cover Your Cargo, Trailer and Don’t Forget the Bobtail
Motor truck cargo insurance should be at the top of your list of crucial coverage. All cargo is precious cargo so you want to make sure you’re protected from any liability should there be any loss or damage to the cargo. Another important coverage is trailer interchange coverage. If you don’t own the trailer that you’re hauling, trailer interchange is crucial protection in the event that the trailer is damaged during transport. Once you’ve dropped of your cargo and you’re bobtailing home or on to your next load, you’ll need bobtail coverage to protect you.
Drivers and Employees
Perhaps your most valuable resources are your drivers, employees and yourself. Policies that may help protect them and yourself from any liability include the following:
- General Liability
- Worker’s Compensation
- Employment Practices Liability (EPLI)
The trucking industry requires some very special and specific types of coverage, so it’s essential that you’re fully covered with trucking insurance in Texas. You’ll want to feel assured that your cargo, your trucks and your drivers are all protected.