Dry cleaners, laundromats, uniform rental businesses and laundry supply companies have specific insurance needs due to the risks they face on a regular basis. As a business owner in this industry, it’s vital that you work with an experienced agent to ensure you get the right coverage for you. As you search for an agent, here are some of the basic coverages you should expect to include in your policy.
General Liability Insurance
Whether it’s for linen supply companies insurance or any other industry, general liability is an essential component of any insurance policy. For most lawsuits involving bodily injury or property damage to a third-party, your policy will be there to cover your legal fees and other payments for which you’re found liable.
Pollution Liability Insurance
Pollution liability insurance offers coverage in case your cleaning solution causes the surrounding soil to become contaminated. Your policy will make funds available for any resulting property damage, soil cleanup and bodily injury.
Property insurance is general coverage for your building and furniture in case they become damaged or lost due to a fire, storm, vandalism or theft. Depending on your level of coverage, your policy will pay to repair or replace your covered items.
Other policy customizations specific to linen supply companies insurance include coverage for articles in transit, damage in process, mysterious disappearance, box storage and much more. Work with an experienced agent to create the perfect policy for you.