When a person is hired on by a company, it is not uncommon for the company to give said person a company vehicle. If something happens to that vehicle while the employee is driving it, liability falls onto the employer, but what happens when the employer on record is a staffing agency? Who is reliable for damages then? Typically, the staffing agency is. If you are in the business of hiring drivers or of hiring individuals for companies that routinely allow employees to drive company vehicles, it is a good idea for you to invest in hired non-owned auto insurance.
Non-owned auto insurance can protect you in a variety of situations. If a person you hired wrecks a company vehicle and causes significant property damage and personal injury, you may be held financially responsible for everything from vehicle replacement to medical expenses. If a driver you hired crashes a big rig, you may be forced to replace the big rig out of your own pocket. If you’re like most companies, you don’t have that kind of money to lose. A non-owned auto policy can cover the costs of damages, attorney fees and, if applicable, settlement awards, ensuring that you don’t suffer because of someone else’s negligence. Protect yourself and your firm with a hired non-owned auto policy today.