As the population continues to grow older, demand for home health care providers has increased dramatically. While the setting may be more relaxed than a hospital, it’s important that home health care providers are covered in case of an incident. Just like any other medical professional, it’s necessary they have coverage to protect themselves. Here’s why.
It Covers a Variety of Services Offered
Home health care goes beyond traditional in-home nursing care. It can include homemaker services for older individuals, physical therapy, hospice care, and personal care, to name a few. Professionals needing insurance can feel confident that although it can be used for in-home situations, it can also come in handy for those working in assisted living, nursing homes, or other types of public settings that are not within a hospital.
Options That Go Beyond General Liability
General liability is important when it comes to insurance for home health care providers since it offers the minimum coverage needed for them to do their job. Defense of license and HIPPA violation coverage are included to help individuals working in this profession with any problems they might run into.
Working in someone’s home as a medical professional or personal companion doesn’t mean there’s no need for insurance. Getting the necessary coverage can prevent further problems from occurring and keep both parties safe should an accident happen.